Rebuild Your Purchasing Power

Quit letting past financial hardships drag you down. We are here to help put those behind you and secure your future.


Reaching Your Goals Is Our Mission

ACR is an amazing company designed to help those who have been down trodden with unsuspected life events to stand back up on their own two feet and find success again. Guiding you through the steps that must be taken, we are able assist with massive change. It is time to pick yourself up and move forward with the life you so richly deserve. This is what motivates us to push forward and help each client exceed their financial goals.

Approved Credit Resources

Approved Credit Resources was founded in 2016 out of necessity. The co-founders, had not only experienced poor credit keeping them from reaching personal financial goals, but witnessed the toll it took on friends, family and clients. They realized due to life events, their credit had been crippled and were still struggling to get back on their feet.

MTX Realty

Our goals are in line with our clients and with that we’ve put our money behind it. Approved Credit Resources parent company is MTX Realty who provides a $500 closing credit* to graduates. The ACR graduates who purchase a home using one of MTX Realty's licensed real estate agents will receive this credit at closing. We are proud of what we do and have found a way to reward each of our clients for trusting us with their credit restoration.

Vice & Henley

If you feel you are being harassed by invasive collection calls or have been served papers from a collection company for an upcoming civil claims court hearing, you need to contact Legal Counsel. They will leverage the Fair Debt Collection Practices Act (FDCPA) and case law to ensure your rights are protected. We recommend Vice & Henley, PLLC.

Credit Repair Services

Choose from the 3 options below
Take the necessary actions to meet credit and financial goals

DIY Letters
// by submitting email
Free DIY Credit Repair Letters
Direct To Creditor Letters
3 Options To Retrieve Credit Report
Credit Bureau Addresses
Round 1-5 Bureau Investigation Letters
Receive Now
// per month
$500 Credit towards closing cost on Home Purchase*
Credit Repair Expert Working on Your File
Secured Private Portal with 24 hr Access
Bureau Direct Investigations and Disputes
Monthly call with Processing Team
Access to our Legal Team for Assistance
No Credit Check Builder Accounts
Credit Monitoring
8-12 Month Average Timeline for
Mortgage Qualification
Enroll Now
// per month
$500 Credit towards closing cost on Home Purchase*
Credit Repair Expert Working on Your File
Secured Private Portal with 24 hr Access
Bureau Direct Investigations and Disputes
Creditor Direct Investigations and Disputes
Monthly call with Processing Team
Four 15 Minute Calls with Personal Credit Coach to Fast Track Restoration Process
Access to our Legal Team for Assistance
Collection Cease and Desist Communication on Request
Guidance for Building/Rebuilding Positive Credit for Your Specific Needs
Credit Monitoring
4-6 Month Average Timeline for
Mortgage Qualification**
Enroll Now

*MTX Realty will honor a $500 credit at closing to Approved Credit Resources client graduates. This credit will be gifted in the form of a commission credit towards closing costs through a purchase transaction only when represented by an MTX Realty licensed real estate agent no more than twelve calendar months after Approved Credit Resources client graduation.

**The timeline for the Professional & Premium Services are averages, every clients credit report is unique and will vary based on a mix of determining factors. Rebuilding positive credit history is a key factor to success.

Transform Your Credit & Savings

Improving your credit will have a substantial impact on your overall financial stability and future financial health. We can guide you through each decision so that you see the best results possible.


Credit Restoration Process

We use a proven 4 step process to rebuild your credit

Credit Report Audit

Our Credit Specialists will determine the best path to remove problematic items hurting your credit score after reviewing your credit report.

Credit Disputing

Our Credit Specialists will create the proper dispute letters and correspond with the Credit Bureaus and Furnishers. These letters will challenge inaccurate negative items on your report.


Depending on the response from the Credit Bureaus, we continue the process to ensure your rights through the Fair Credit Reporting Act, Fair Debt Collection Practices Act and other consumer credit reporting laws are met.

Client Updates & Counseling

Each Client has access to a Credit Counselor who assists in tracking your progress and guiding you along the way. Your Credit Counselor will contact you throughout the process to address specific items on your report and give insight on how to rebuild your credit scores with positive trade lines.

Enter your phone number below and we will call you back in next few minutes
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Thousands of
Happy Clients
Tens of Thousands
of Deletions
Credit Specialists
Who Care
Relax While We
Do The Work

Monitor & Rebuilding Credit

Monitoring credit is essential when trying to improve your scores; along with, Rebuilding Credit to create positive history.

Credit Monitoring
Track all your scores with simple charts or in-depth information. See exactly what is helping or hurting your credit score and how to take the reins of your finances and budget. Check your scores Now!
Secured Credit Card
Your secured card is issued by MasterCard and gives you the freedom to make purchases with your card everywhere MasterCard is accepted. This will build payment history and boost your credit scores.
Credit Builder Savings
Having a mix of credit reporting will boost your overall credit strength. The Credit Strong Account allows you to build an installment account that reports to all of the major reporting agencies.
2 in 1 Option
The Self Account allows you to build an installment account and setup a secured card all in one. This helps build both account types and reports on all major reporting agencies.
Just A Few Mortgage Lenders That Trust Us With Their Clients Credit Restoration