Quit letting past financial hardships drag you down. We are here to help put those behind you and secure your future.
GET STARTEDACR is an amazing company designed to help those who have been down trodden with unsuspected life events to stand back up on their own two feet and find success again. Guiding you through the steps that must be taken, we are able assist with massive change. It is time to pick yourself up and move forward with the life you so richly deserve. This is what motivates us to push forward and help each client exceed their financial goals.
Approved Credit Resources was founded in 2016 out of necessity. The co-founders, had not only experienced poor credit keeping them from reaching personal financial goals, but witnessed the toll it took on friends, family and clients. They realized due to life events, their credit had been crippled and were still struggling to get back on their feet.
Our goals are in line with our clients and with that we’ve put our money behind it. Approved Credit Resources parent company is MTX Realty who provides a $500 closing credit* to graduates. The ACR graduates who purchase a home using one of MTX Realty's licensed real estate agents will receive this credit at closing. We are proud of what we do and have found a way to reward each of our clients for trusting us with their credit restoration.
If you feel you are being harassed by invasive collection calls or have been served papers from a collection company for an upcoming civil claims court hearing, you need to contact Legal Counsel. They will leverage the Fair Debt Collection Practices Act (FDCPA) and case law to ensure your rights are protected. We recommend Vice & Henley, PLLC.
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Take the necessary actions to meet credit and financial goals
*MTX Realty will honor a $500 credit at closing to Approved Credit Resources client graduates. This credit will be gifted in the form of a commission credit towards closing costs through a purchase transaction only when represented by an MTX Realty licensed real estate agent no more than twelve calendar months after Approved Credit Resources client graduation.
**The timeline for the Professional & Premium Services are averages, every clients credit report is unique and will vary based on a mix of determining factors. Rebuilding positive credit history is a key factor to success.
Improving your credit will have a substantial impact on your overall financial stability and future financial health. We can guide you through each decision so that you see the best results possible.
GET STARTEDWe use a proven 4 step process to rebuild your credit
Our Credit Specialists will determine the best path to remove problematic items hurting your credit score after reviewing your credit report.
Our Credit Specialists will create the proper dispute letters and correspond with the Credit Bureaus and Furnishers. These letters will challenge inaccurate negative items on your report.
Depending on the response from the Credit Bureaus, we continue the process to ensure your rights through the Fair Credit Reporting Act, Fair Debt Collection Practices Act and other consumer credit reporting laws are met.
Each Client has access to a Credit Counselor who assists in tracking your progress and guiding you along the way. Your Credit Counselor will contact you throughout the process to address specific items on your report and give insight on how to rebuild your credit scores with positive trade lines.
Monitoring credit is essential when trying to improve your scores; along with, Rebuilding Credit to create positive history.
