Recent Posts
Mortgage & Credit

Fix Your Credit Now Before You Purchase A Home

You’ve decided that it’s time to buy a new home. But every time you try to get pre-approved for a mortgage, you find out that you don’t qualify. This happens because, despite your best efforts, you still have bad credit. What now? The good news is that there are things you can do to get things fixed so you can enjoy the benefits of owning your own home.

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Mortgage & Credit

How Lenders View Collections & DTI

So, how does a lender view negative accounts on your credit report. Yes, your credit score is a huge factor when applying for a home loan, but your debt-to-income (DTI) ratio is just as important. This calculation is where most people get confused when it comes to different types of negative accounts on your credit report.

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