DIY Credit Repair

The simple kit will be your guide to better credit.

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Reaching Your Goals Is Our Mission

ACR is an amazing company designed to help those who have been down trodden with unsuspected life events to stand back up on their own two feet and find success again. Guiding you through the steps that must be taken, we are able assist with massive change. It is time to pick yourself up and move forward with the life you so richly deserve. This is what motivates us to push forward and help each client exceed their financial goals.

Approved Credit Resources

Approved Credit Resources was founded in 2016 out of necessity. The co-founders, had not only experienced poor credit keeping them from reaching personal financial goals, but witnessed the toll it took on friends, family and clients. They realized due to life events, their credit had been crippled and were still struggling to get back on their feet.

MTX Realty

Our goals are in line with our clients and with that we’ve put our money behind it. Approved Credit Resources parent company is MTX Realty who provides a $500 closing credit* to graduates. The ACR graduates who purchase a home using one of MTX Realty's licensed real estate agents will receive this credit at closing. We are proud of what we do and have found a way to reward each of our clients for trusting us with their credit restoration.

Vice & Henley

If you feel you are being harassed by invasive collection calls or have been served papers from a collection company for an upcoming civil claims court hearing, you need to contact Legal Counsel. They will leverage the Fair Debt Collection Practices Act (FDCPA) and case law to ensure your rights are protected. We recommend Vice & Henley, PLLC.

DIY Credit Reapir Kit

This Is The First Step To Better Credit
Take the necessary actions to meet credit and financial goals

// one time purchase
DIY Credit Repair Kit
How To Read A Credit Report
Factual Dispute Letters
Credit Builder Accounts
Personal Information Dispute Tactics
Round 1-5 Bureau Investigation Letters
​Many More Item Specific Letters
​Much Much More
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Transform Your Credit & Savings

Improving your credit will have a substantial impact on your overall financial stability and future financial health. We can guide you through each decision so that you see the best results possible.


Credit Restoration Process

The DIY Kit Will Walk You Throught The Entire Process

Credit Report Audit

Our Credit Specialists will determine the best path to remove problematic items hurting your credit score after reviewing your credit report.

Credit Disputing

Our Credit Specialists will create the proper dispute letters and correspond with the Credit Bureaus and Furnishers. These letters will challenge inaccurate negative items on your report.


Depending on the response from the Credit Bureaus, we continue the process to ensure your rights through the Fair Credit Reporting Act, Fair Debt Collection Practices Act and other consumer credit reporting laws are met.

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Thousands of
Happy Clients
Tens of Thousands
of Deletions
Credit Repair You
Can Undestand
Spend Only 45
Minutes A Month

Monitor & Rebuilding Credit

Monitoring credit is essential when trying to improve your scores; along with, Rebuilding Credit to create positive history.

Credit Monitoring
Track all your scores with simple charts or in-depth information. See exactly what is helping or hurting your credit score and how to take the reins of your finances and budget. Check your scores Now!
Secured Credit Card
Your secured card is issued by MasterCard and gives you the freedom to make purchases with your card everywhere MasterCard is accepted. This will build payment history and boost your credit scores.
Credit Builder Savings
Having a mix of credit reporting will boost your overall credit strength. The Credit Strong Account allows you to build an installment account that reports to all of the major reporting agencies.
2 in 1 Option
The Self Account allows you to build an installment account and setup a secured card all in one. This helps build both account types and reports on all major reporting agencies.
Just A Few Mortgage Lenders That Trust Us With Their Clients Credit Restoration