Terms & Conditions

Prior to starting credit education and document processing services, you will sign a client agreement along with the following:

Credit Service AgreementAuthorization for Credit Repair ActionConsumer Credit File Rights (CROA Disclosure)Right Of Cancellation Notice

The Services We Perform May Include

Document preparation and credit education.  We will evaluate your current credit reports as listed with applicable credit reporting agencies and work with you to identify inaccurate, erroneous, false, or obsolete information. You will choose which items you would like to dispute. We will advise you on steps to be taken to dispute any inaccurate, erroneous, false or obsolete information contained on your credit reports.We will prepare all necessary correspondence in dispute of inaccurate, erroneous, false, or obsolete information in your credit reports.You will forward to us your correspondence received from the credit reporting agencies and we will assist you in further correspondence with those agencies. Consulting, coaching, and monitoring services are conducted by personal meetings, webinars, video conferencing, telephone, email, or by any other form of communication during normal business hours.

In return, for the services above, you agree to pay fees as outlined in your client agreement. You have the right to cancel your contract for any reason within 3 business days from the date you signed it. Just send written notice as outlined in your client agreement.

It is understood that we offer credit repair services. We do not guarantee any specific items will be deleted from your credit report or guarantee any score increase. Approved Credit Resources does not guarantee the permanent removal of accurate and verifiable information from Clients credit report. Clients active participation in providing Approved Credit Resources all requested documents, forms, and information including investigation results, is essential towards obtaining an accurate credit report and must be uploaded into Clients Secure Portal or mailed to:

Approved Credit Resources
609 S Goliad St, Suite 1120
Rockwall, TX 75032

Approved Credit Resources cannot be held accountable for non-performance if client does not follow the agreement setup upon enrollment and actively participate in the credit repair process.

It is understood that we offer credit information. We make every effort to ensure the accuracy of the information and to clearly explain your options. However, we do not provide legal advice (i.e.; the application of the law to your individual circumstances). For legal advice, please consult an attorney.

DIY Programs

Approved Credit Resources provided DIY Letters and Kit's. All products pertaining to DIY Credit Repair offer no guarantees or results and any use of these materials are used on you own risk. Approved Credit Resources will not be held liable for the use of these products.

Closing Cost Credit Terms

MTX Realty will honor a $500 credit at closing to all Approved Credit Resources client graduates. This credit will be gifted in the form of a commission credit towards closing costs through a purchase transaction only when represented by an MTX Realty licensed real estate agent no more than twelve calendar months after Approved Credit Resources client graduation. MTX Realty operates in the Dallas/Fort Worth, TX service area.

Timeline of Services

The timeline for the Professional & Premium Services are averages, every clients credit report is unique and will vary based on a mix of determining factors. Rebuilding positive credit history is a key factor to success.